Our Promise: ZeroInvesting Commissions

The Zero-Fee Zone

Trade US Stocks & ETFs for KES 0.00

That's right! With PandaPanda, you can buy or sell U.S. stocks and ETFs without paying any commission fees — ever. We believe investing should be simple, transparent, and affordable for everyone.

Whether you're buying Apple, Tesla, or your favorite ETF, every trade is 100% commission-free. No hidden costs, no surprises — just you, your investments, and the freedom to grow your wealth directly from your phone.

A Better Way to Compare Investing Costs

Compare fees, features, and total costs across platforms so you know exactly what you're paying.

PandaPanda

Hisa

Buy Commission

$0 (Commission-free)$1 (1%)

FX Conversion

2%-3%1% – 2% (included in rate)

Deposit Fee

Free (Mpesa/Cashia)Mobile Money (KES 10 – 200)

Withdrawal Fee

FreeBank/Mobile Money charges

Annual Mgmt Fee

0% (for Global Stocks)~1.5% (approx. $1.50)

Custody Fee

$0$0

Total Cost ($100 Buy)

$0.50 – $1.50~$1.50 – $2.50

PandaPanda

Hisa

Ndovu (Basic Plan)

IBKR (Lite/GlobalTrader)

Buy Commission

$0 (Commission-free)

$1 (1%)

$4.5 (4.50%)

$0.01 – $1.00 (max 1%)

FX Conversion

2%-3%

1% – 2% (included in rate)

0.03% (min. $2.00)

Deposit Fee

Free (Mpesa/Cashia)

Mobile Money (KES 10 – 200)

Free (Mobile Money/Bank)

Free (but bank may charge)

Withdrawal Fee

Free

Bank/Mobile Money charges

Free (one free per month)

1 Free per month; then $10

Annual Mgmt Fee

0% (for Global Stocks)

~1.5% (approx. $1.50)

0% (for Global Stocks)

$0 (No inactivity fees)

Custody Fee

$0

Total Cost ($100 Buy)

$0.50 – $1.50

~$1.50 – $2.50

~$5.50 – $6.50

~$2.01 – $3.00*

Where We Make Money

So, How Does PandaPanda Keep the Lights On?

Foreign Exchange (FX) Fee

When you deposit KES and we convert it to USD for your investment, we apply a small, competitive fee on the exchange rate. This is clearly shown before you confirm your transfer.

For example, if you deposit KES 1,000 (USD 7.69), we will take a small fee of KES 30, depositing USD 7.46 into your account. This keeps our platform commission-free and accessible for every Kenyan.

Transaction History showing FX Conversion Fees

Ready to start your investing journey?

Be among the first to access PandaPanda. Early members get exclusive benefits and priority access.

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Download on theApple Store

Frequently Asked Questions

PandaPanda is a modern investing app that lets you buy and sell U.S. stocks and cryptocurrencies directly from your phone. We make investing easy, affordable, and accessible to everyone in Kenya and the UAE.